Most health plans would cover mental health and substance use crisis care
This bill would make sure that most health insurance plans, including Medicare, Medicaid, and private plans, cover services for mental health and substance use crises. This means people experiencing a crisis could get help from mobile teams or special facilities, with coverage similar to other medical care. These changes would generally take effect three years after the bill becomes law.
Today, coverage for mental health and substance use crisis services can vary widely across different health plans, and there isn't a standard definition for these services. If this bill becomes law, most major health programs (like Medicare, Medicaid, TRICARE, FEHB, and CHIP) and private insurance plans would be required to cover these services, using a standard definition, and treat them like other medical care. These changes would generally take effect three years after the bill is signed into law.
HR 10240 · 119th Congress · AI Summary by gemini-2.5-flash · 9/10
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