Lets student loan borrowers more easily clear their debt in bankruptcy.
This bill would make it easier for people with student loans to get relief through bankruptcy. It would change the current strict 'undue hardship' rule to a simpler 'hardship' standard. This means more borrowers could get a fresh start on their finances.
Today, only about 0.01% of student loan borrowers who try to clear their debt in bankruptcy succeed because they must prove 'undue hardship.' If this bill becomes law, the standard would change to simply 'hardship,' making it potentially easier for more people to get relief. This new rule would apply to all bankruptcy cases, even those that have already begun.
HR 4444 · 119th Congress · July 16, 2025 · AI Summary by gemini-2.5-flash · 10/10
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1 filings mentioned this bill
Amounts reflect total quarterly lobbying spend reported to the Senate, not bill-specific spending. Source: Senate LDA filings.