New federal rules would expand what counts as a manufactured home.
This bill would change the federal definition of a manufactured home to include those built without a permanent base. This means more types of homes could be treated the same way for things like loans and insurance. States would need to update their laws to match these new federal rules or face restrictions on sales.
Today, federal law defines a manufactured home as having a permanent chassis, which can lead to different state laws and regulations for homes built without one. After this bill, the federal definition would include manufactured homes built "with or without a permanent chassis." States would then be required to ensure their laws treat all federally defined manufactured homes equally for things like financing and sales, or they would face prohibitions on the manufacture, installation, or sale of certain manufactured homes.
HR 6293 · 119th Congress · November 25, 2025 · AI Summary by gemini-2.5-flash · 8/10
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