Lets people choose short-term health plans with clear rules and renewability options.
This bill would set clear federal rules for short-term health insurance plans. It would define how long these plans can last and let people choose whether to renew them. This could offer more flexible health coverage options for individuals and small businesses.
Today, federal law does not clearly define 'short-term limited duration insurance' or specifically address its renewability. If this bill becomes law, it would define these plans. They would have an initial contract for less than 12 months. They could last for a total of no more than 3 years. It would also apply guaranteed renewability rules to these plans. This means people could choose to decline renewing their plan when they sign up.
HR 6420 · 119th Congress · December 4, 2025 · AI Summary by gemini-2.5-flash · 9/10
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Amounts reflect total quarterly lobbying spend reported to the Senate, not bill-specific spending. Source: Senate LDA filings.