Keeps flood insurance available for homeowners and businesses by automatically extending the program.
This bill would automatically extend the National Flood Insurance Program, preventing it from expiring. This means people who need flood insurance could still buy or renew policies, and existing claims would be paid, avoiding a lapse in coverage. The bill would take effect as if it were signed into law on September 30, 2025, retroactively addressing the program's scheduled expiration.
Today, new flood insurance policies under the National Flood Insurance Program stopped being issued after September 30, 2023, leading to the program's expiration for new contracts. If this bill becomes law, the program would automatically continue to offer new and renewed policies, pay claims, and operate until the end of the government's budget year following its scheduled termination date, unless Congress passes a different law. This bill would take effect retroactively as of September 30, 2025.
HR 6560 · 119th Congress · December 10, 2025 · AI Summary by gemini-2.5-flash · 8/10
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4 filings mentioned this bill
Amounts reflect total quarterly lobbying spend reported to the Senate, not bill-specific spending. Source: Senate LDA filings.