Farmers and farm businesses would find it easier to get USDA loans for land, operations, and emergencies.
Farmers and farm businesses would find it easier to get direct loans from the USDA for buying land, running their farms, or handling emergencies. Currently, individuals or businesses usually need to own more than 50% of a farm to qualify. This bill would lower that requirement to at least 50% and create new ways for different types of farm operators and businesses to get help.
Today, individuals or businesses usually need to own more than 50% of a farm or farm business to get direct farm ownership, operating, or emergency loans from the USDA. This bill would lower the required ownership interest to at least 50%. It would also create new ways for "qualified operators," "operating-only entities," and "embedded entities" to qualify for these loans.
HR 6779 · 119th Congress · December 17, 2025 · AI Summary by gemini-2.5-flash · 9/10
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