Requires chip cards and better security for SNAP benefits to prevent fraud.
This bill would make EBT cards more secure by requiring states to issue chip-enabled cards and offer new ways for people to manage their accounts. It aims to prevent fraud, make it easier for SNAP recipients to get replacement cards quickly, and ensure they don't pay fees for certain replacements. Retailers would also need to update their payment systems to accept these new cards.
Today, EBT cards often use older magnetic stripe technology, making them vulnerable to skimming and cloning, and replacement processes can vary by state. After this bill, EBT cards would be chip-enabled, offering better security against fraud. People would have more digital tools to manage their accounts, report fraud, and get transaction alerts, and states would be required to replace damaged or stolen cards quickly and without certain fees.
HR 7316 · 119th Congress · February 2, 2026 · AI Summary by gemini-2.5-flash · 8/10
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