To amend the Department of Housing and Urban Development Act to require that the annual report of the Department of Housing and Urban Development include an identification of significant regulatory barriers to affordable housing.

Sponsor: Michael Lawler (Republican-NY)February 17, 2026

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Introduced

In Committee

Passed One Chamber

Passed Both Chambers

Signed into Law

Referred to the House Committee on Financial Services.

Requires federal housing agency to report on what makes housing expensive.

This bill would require the Department of Housing and Urban Development (HUD) to include details about what makes housing unaffordable in its yearly report. This means HUD would have to identify rules and regulations that act as barriers to affordable housing and suggest ways to fix them. The goal is to give lawmakers and the public a clearer picture of why housing costs are high.

What Would Change

Currently, the Department of Housing and Urban Development (HUD) produces an annual report, but it is not specifically required to identify regulatory barriers to affordable housing. If this bill becomes law, HUD's annual report would have to include a clear list of these barriers and ideas for how to reduce or remove them.

Key Provisions

Requires the Department of Housing and Urban Development (HUD) to identify significant regulatory barriers to affordable housing in its annual report.
Requires HUD to explain what 'significant regulatory barriers to affordable housing' means, using an existing legal definition.
Requires HUD to discuss and analyze how to reduce or remove these identified barriers.

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HR 7597 · 119th Congress · February 17, 2026 · AI Summary by gemini-2.5-flash · 9/10

To amend the Department of Housing and Urban Development Act to require that the annual report of the Department of Housing and Urban Development include an identification of significant regulatory barriers to affordable housing.

What Would Change

Key Provisions

Lobbying Activity