TRUTH in Coverage Act of 2026

Sponsor: Diana Harshbarger (Republican-TN)July 16, 2026

AI-generated ?

Report an error

Introduced

In Committee

Passed One Chamber

Passed Both Chambers

Signed into Law

Referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Health plans covering certain procedures would also cover care for their harms

This bill would require health plans and insurance companies that cover specific "sex-rejecting procedures" to also cover "restorative care" for any harms caused by those procedures. This means individuals who have had these procedures could get coverage for related medical and psychological care. Currently, this type of coverage isn't explicitly required by federal law, even if the initial procedure was not covered by the same plan.

What Would Change

Today, health plans are not explicitly required by federal law to cover care for problems caused by "sex-rejecting procedures," even if they did not cover the original procedure. After this bill, if a health plan covers any "sex-rejecting procedure," it would also be required to cover "restorative care" for any harms from those procedures. This coverage would have similar financial rules and treatment limits as other medical benefits.

Key Provisions

Requires health plans that cover "sex-rejecting procedures" to also cover care for any harms from those procedures.
Requires health plans to cover restorative care for harms from 'sex-rejecting procedures,' even if the plan did not cover the original procedure.
Ensures that coverage for this "restorative care" would have the same cost-sharing and treatment limits as other medical and surgical benefits.
Defines "sex-rejecting procedure" to include many medical and surgical interventions aimed at changing physical appearance to align with an identity different from biological sex.
Defines "restorative care" to include a wide range of services for physical and psychological harms, including efforts to restore healthy body function.

View on Congress.gov

HR 9743 · 119th Congress · July 16, 2026 · AI Summary by gemini-2.5-flash · 8/10

TRUTH in Coverage Act of 2026

What Would Change

Key Provisions

Lobbying Activity