Blocks federal aid for college programs that don't lead to jobs or leave students with high debt.
This bill would stop federal student aid from going to certain college programs. It targets programs that don't fully prepare students for jobs requiring a license or that leave them with too much debt compared to what they earn. This aims to protect students by holding schools accountable and giving students clearer information to avoid programs that don't pay off.
Today, some college programs can receive federal student aid even if they don't fully prepare students for jobs requiring a state license or if graduates struggle with high debt compared to their earnings. After this bill, programs would lose access to federal student aid if they don't fully qualify students for required state licenses or if they fail new debt-to-earnings standards (where loan payments are 20 percent or more of discretionary income AND 8 percent or more of total income for 2 out of 3 years).
HR 9748 · 119th Congress · July 16, 2026 · AI Summary by gemini-2.5-flash · 9/10
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