Protects retirement and health plan appeals by adding new penalties for violations.
This bill, called the Consumer Appeal Rights Enforcement Act, would make it easier to hold companies accountable if they mishandle your retirement or health plan claims and appeals. It would create new fines for plans that don't follow the rules, giving the government more power to step in. This means people with employer-sponsored plans would have stronger protections when appealing decisions.
Today, the rules for punishing companies that mishandle retirement and health plan claims or appeals are not as strong, and the Secretary of Labor cannot initiate actions to enforce certain claims rules. If this bill becomes law, the Secretary of Labor would gain the power to assess new civil penalties, up to $1,000 per day for individual violations or $1,000 per participant per year for widespread problems, against companies that violate claims and appeal procedures. These changes would take effect 90 days after the bill is signed into law.
HR 9751 · 119th Congress · July 16, 2026 · AI Summary by gemini-2.5-flash · 9/10
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