Protects federal employees' credit scores from harm during government shutdowns.
This bill would protect federal employees' credit scores during government shutdowns. It would stop credit reporting agencies from listing late or missed payments by furloughed or unpaid federal workers on their credit reports. Instead, these payments would be treated as if they were made, helping federal employees avoid financial damage during uncertain times.
Today, if federal employees are furloughed or unpaid during a government shutdown, late or missed payments can negatively impact their credit reports. If this bill becomes law, credit reporting agencies would be prohibited from including such negative information on consumer reports for these employees during a shutdown. Instead, those payments would be treated as if they were made on time, protecting federal employees' credit scores.
HR 9828 · 119th Congress · July 22, 2026 · AI Summary by gemini-2.5-flash · 8/10
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