House Our Heroes Act

Sponsor: Derrick Van Orden (Republican-WI)July 23, 2026

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Introduced

In Committee

Passed One Chamber

Passed Both Chambers

Signed into Law

Referred to the House Committee on Veterans' Affairs.

Lets veterans facing home loan trouble get financial help and more flexible options.

This bill, called the "House Our Heroes Act," would give the Department of Veterans Affairs (VA) new tools to help veterans who are struggling to pay their home loans. It would let the VA offer financial education courses and make it easier to adjust loan terms for some veterans facing default. This could help veterans keep their homes or better manage their debt.

What Would Change

Today, the Department of Veterans Affairs (VA) does not explicitly offer financial education for veterans with delinquent or foreclosed home loans, and it must follow a strict process for certain loan adjustments. If this bill passes, the VA would be able to offer educational courses on credit and finance, and it would gain more flexibility to quickly modify loan terms or offer partial claims for specific loans that default between May 1, 2025, and November 28, 2026.

Key Provisions

Lets the VA offer financial education courses to veterans whose home loans are behind on payments or foreclosed.
Lets the VA offer courses that teach veterans how to improve their credit, manage money, and understand options to avoid foreclosure.
Gives the VA more flexibility to offer "partial claims" or change loan terms for certain veterans whose loans default between May 1, 2025, and November 28, 2026.
Removes a mandatory sequence of steps for the VA when offering these specific loan adjustments during that timeframe.

View on Congress.gov

HR 9942 · 119th Congress · July 23, 2026 · AI Summary by gemini-2.5-flash · 8/10

House Our Heroes Act

What Would Change

Key Provisions

Lobbying Activity