Lets Americans save more for health costs and access new group health plans.
This bill would let more Americans save and spend tax-free money for health costs by increasing Health Savings Account (HSA) limits and allowing funds to cover things like gym memberships and health insurance premiums. It would also create "health marketplace pools" that could offer group health plans, making it easier for individuals and small businesses to get coverage.
Today, Health Savings Accounts (HSAs) have specific contribution limits and require individuals to be covered by a high-deductible health plan. Qualified expenses are limited, and only traditional employers can offer group health plans under federal law. If this bill became law, HSA contribution limits would increase significantly, the high-deductible health plan requirement would be removed, and HSA funds could cover a wider range of expenses like health insurance premiums, gym memberships, and vitamins. Additionally, new 'health marketplace pools' would be created, allowing more groups to offer group health coverage.
S 3362 · 119th Congress · December 4, 2025 · AI Summary by gemini-2.5-flash · 8/10
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