Requires health plans to cover mental health and substance use services without cost for pregnant and new parents.
This bill would stop health plans from charging co-pays or deductibles for in-network mental health and substance use services for pregnant individuals and new parents for up to one year after pregnancy. It would also extend protections for people to keep seeing the same mental health or substance use provider after pregnancy.
Today, health plans can charge co-pays or deductibles for mental health and substance use services for pregnant individuals and new parents. After this bill, group health plans and health insurance companies would be prohibited from charging any cost-sharing for in-network mental health and substance use disorder services from the diagnosis of pregnancy through one year after pregnancy. Continuity of care protections for these services would also be extended for new parents.
S 3698 · 119th Congress · January 27, 2026 · AI Summary by gemini-2.5-flash · 9/10
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6 filings mentioned this bill
Amounts reflect total quarterly lobbying spend reported to the Senate, not bill-specific spending. Source: Senate LDA filings.