Banks with up to $6 billion in assets would get federal check-ups less often.
Federal agencies would check on certain banks less often under this bill. Currently, banks with more than $3 billion in assets get checked every year. This bill would raise that limit to $6 billion. This means banks with assets between $3 billion and $6 billion would only need a check-up at least once every 18 months, instead of every year.
Today, qualifying banks with $3 billion or less in assets can be examined at least once every 18 months, while those over $3 billion generally face yearly examinations. After this bill, qualifying banks with up to $6 billion in assets would be eligible for examinations at least once every 18 months, meaning banks between $3 billion and $6 billion would move from annual to 18-month check-ups.
S 3830 · 119th Congress · February 11, 2026 · AI Summary by gemini-2.5-flash · 9/10
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3 filings mentioned this bill
Amounts reflect total quarterly lobbying spend reported to the Senate, not bill-specific spending. Source: Senate LDA filings.