CHECK Act of 2026

Sponsor: Nicholas A. Langworthy (Republican-NY)June 3, 2026

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Introduced

In Committee

Passed One Chamber

Passed Both Chambers

Signed into Law

Referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Requires clear, itemized healthcare bills and explanations of benefits for patients.

This bill would make healthcare costs clearer for patients by requiring detailed, easy-to-understand bills and explanations of benefits. It also makes health plans get more pricing information from their service providers, aiming to give everyone a better idea of what they're paying for.

What Would Change

Today, patients often struggle to get clear, itemized bills or detailed explanations of benefits. This bill would require healthcare providers to issue itemized bills within 30 days of final payment and health plans to provide comprehensive explanations of benefits within 45 days of a payment request, making costs much easier to understand. Health plans would also gain access to more detailed pricing and payment data from their service providers, which is currently often restricted.

Key Provisions

Requires healthcare providers and facilities to give patients a written, itemized bill within 30 days of getting final payment from an insurer.
Mandates health plans and insurance companies to send patients detailed explanations of benefits within 45 days of receiving a payment request.
Blocks agreements that stop group health plans and health insurance companies from getting full cost and payment details from their service providers, like pharmacy benefit managers.
Imposes a civil penalty of $100,000 for each day health plan service providers fail to share required cost information with health plans.
Sets a maximum penalty of $10,000 for healthcare providers who fail to give patients proper itemized bills.

View on Congress.gov

HR 9117 · 119th Congress · June 3, 2026 · AI Summary by gemini-2.5-flash · 9/10

CHECK Act of 2026

What Would Change

Key Provisions

Lobbying Activity