Tribal Trust Land Homeownership Act of 2025

Key Provisions

• Requires the Bureau of Indian Affairs (BIA) to complete a first check of mortgage paperwork within 10 calendar days.
• Requires the BIA to approve or disapprove residential or business leasehold mortgages within 20 calendar days of receiving all documents.
• Requires the BIA to approve or disapprove land mortgages or right-of-way documents within 30 calendar days of receiving all documents.
• Requires the BIA to complete necessary title reports within 10 calendar days after approving a mortgage or right-of-way document.
• Creates a new Realty Ombudsman position within the BIA to oversee these processes and handle complaints.
• Lets federal agencies and Indian Tribes have read-only access to the BIA's land document system (TAAMS).